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Essig Agency

Protecting what's important to you since 1976

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Homeowners

Insurance for your home is one of the most important forms of personal insurance.

Insuring your home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.

Essig Agency, Insurance, Home, Auto, Life, Farm, Collector Car, Health, Boat, Recreational, Long Term Care, Business, Umbrella, Annuities, Spring Valley, Chatfield, Rochester, Red Wing, Jason, New Home, Real Estate, Marriage, New Baby, New Car, Trade In, Drivers Ed, Auto License, Auto Tags, Home Appraisal, Financial Planning, Investments, Protection, Progressive Insurance, Allied, West Bend, State Farm, Geico, Quotes, New Business, Contractor Insurance, Fleet, Home Remodel, Home Improvement, New Roof, Accident, Teen Driver, Agriculture, Crop, Larrabee, Workers Comp, Group Health, MN Sure, Medicare, Retirement, Equipment, Trusted, Stewartville, Racine, Grand Meadow, Harmony, Preston, Lanesboro, Whalan, Peterson, Rushford, Eyota, St. Charles, Fountain, Wykoff, Ostrander, Cherry Grove, Greenleafton, Saratoga, Le Roy, Adams, Dexter, Byron, Kasson, Dover, Utica, Lewiston, Pine Island, Elgin, Plainview, Winona, Wabasha, Lake City, Pepin, Minnesota, Zumbrota, Cannon Falls, Kenyon, Mazeppa, Goodhue, Frontenac, Welch, Cannon Falls, Twin Cities, All State, Atlas, Triple A, AAA, Think, Farmers, Bruce Fujan, American Family, Thrivent, Rick Bell, Chosen Valley, Marburger, Licensed, Free Quote, Free Estimate, Review, Consultation, Preble, Acreage, Build, Hobby, Fire, Wind, Hail, Damage, Rain, Flood, Livestock, Lightning, Storm, Westfield, Western National, Vernon Mutual Fire, The Builders Group, State Farm Mutual, State Auto, Southeast Mutual Insurance, Progressive, Preble Farmers Mutual, North Star Mutual Insurance, Nationwide, Mower Country Farmers Mutual, Mid State Mutual, MetLife, Empire, BlueCross BlueShield Minnesota, Auto Owners InsuranceHomeowners policies differ by which losses are covered, which coverages you choose, and what type of residence you own. You choose which policy is best for you, whether it’s a comprehensive policy that cover losses such as fire, hail, smoke, falling objects, vandalism and theft of personal property, or whether it’s a policy that covers only specified losses.

The typical home insurance policy has two main sections:

  • Section I – Insurance coverage for your property
  • Section II – Personal liability coverage (to cover you from things that happen on your property and off premise)

Home insurance is required by lenders to obtain a mortgage.

Renters insurance is also a form of homeowners insurance to cover personal property, such as clothing, furniture or electronic equipment, in the event of loss from fire or theft or other perils

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SPRING VALLEY
Essig Agency
101 N Broadway Ave.
Spring Valley, MN 55975
(507) 346-7244
(800) 201-7244
CHATFIELD
Larrabee-Essig Agency
121 Main St. S.
Chatfield, MN 55923
(507) 867-3188
ROCHESTER
Essig Agency
2510 Superior Dr. NW #C
Rochester, MN 55901
(507) 289-3225

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